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I've never had letters be more exciting than seeing "PD IN FULL" today on our bank statement three times! We sold the Vallejo house - check; we paid off the two rental homes - check, check. It feels so comforting and nice to not have 3/4 of a million dollars lurking and hovering over you! Yea! We need to cal lDave Ramsey and join his 'weird' club and shout - "We're debt FREE!" Let's have a PARTY! Yea!